Guarantee That Your Loved Ones Will Be Taken Care of With up to $10,000.00 in Guaranteed Life Insurance At a Cost That Will Never Increase.

Choose the Coverage That Suits Your Needs

You may select $2,500, $5,000, $7,500 or $10,000 in coverage. The same amounts are available to your spouse. The amount you choose is yours for life - it will never be reduced and cannot be canceled (providing your premiums are paid).

 

Low Monthly Cost - Guaranteed!

Your premium, based on your gender and current age today, is guaranteed never to increase. At age 100 you keep your policy without paying another premium again, or if you choose, we will you the policy fee amount.

 

Covereage When You Need It - Guaranteed!

Your coverage will begin on the later of the Effective Date specified on your Application Form, or the date your Application Form and sample void cheque are received by Manulife Financial.

 

No Medical Questions Asked - Guaranteed!

When you apply you are guaranteed a Policy. There are no medical questions or physical examinations required at the time you apply - regardless of your health, you cannot be turned down if you are age 50 to 85 inclusive and a resident of Canada.

 

 Convenient Payments - Guaranteed!

Our Pre-Authorized Chequing Plan allows your bank, trust company or credit union to make monthly payments on your behalf. This not only saves you time and the cost of writing cheques and mailing you premiums, it ensures that your payments are always made on time.


Triple Benefits Paid for
Accidental Death

For death occurring during the first two years of coverage:

  • If death is due to non-accidental causes and is not suicide, the death benefit is the return of all premiums paid, accrued with interest at 10%.
  • If death is due to accidental causes and occurs before age 90, the death benefit is the return of all premiums paid, accrued with interest at 50%.
  • If death is due to suicide, the death benefit is a return of premiums without interest.
  • For death occurring after the first two years of coverage:

  • At age 90 or older, the death benefit is the face amount.
  • If death is due to accidental causes before age 90, the benefit is three (3) times the face amount.
  • The above is a summary of the death benefit - Full details, including limitations and exclusions that apply to accident death, will be described in your policy.