Guaranteed Issue Life Insurance

Simple – Accessible – Guaranteed.

What it is

Manulife Guaranteed Issue Life is permanent life insurance that can be a great alternative if you are having trouble qualifying for other underwritten life insurance.

How it helps

Life insurance that provides protection for individuals for things like:

• Final expense and estate planning
• Mortgage and debt protection
• Income replacement
• Children’s education
• Financial security for a family’s future

Benefits
• No medical exams or health questions. You can obtain coverage without providing any
evidence of insurability.
• Level premiums for life. Manage your budget and finances with the same guaranteed premium
for the rest of your life.
• Easy application process. The online application, completed with your advisor, makes the
process simple and quick, with minimal wait time for your coverage to start.

Product details
• Residents of Canada aged 18 to 70 can obtain insurance coverage up to $100,000, and those
aged 71 to 75 can obtain up to $50,000, across all policies.
• Subject to important limitations and exclusions within the first two years, refer to sample
contract or product guide for more details.
• Clients may be eligible for a cash advance if diagnosed with a terminal illness.
• Premiums are paid monthly by pre-authorized debit which includes a monthly policy fee.

• Clients get access to certain Manulife Vitality benefits at no cost, offering rewards for healthy
living.

Earn rewards for healthy living with Manulife Vitality
We believe insurance is more than just financial protection. That’s why you have access to
Manulife Vitality GoTM at no additional cost when you buy a Manulife Guaranteed Issue Life
policy.
You can earn Vitality Points for healthy living and get discounts on popular brands, savings on a
Garmin or Fitbit watch, and more. Visit Manulife.ca/Vitality to learn more.

Why choose Manulife
Manulife is the largest insurance company in Canada. With a legacy that spans over a century,
we have a rich history and a commitment to empowering individuals to live longer and healthier
lives. Manulife insurance products are designed to help you through life’s uncertainties.

Call Today - 877-228-1501

Calculators that can help decide the amount of coverage you need.

 I have been dealing with Tom Martell for over 25 years and have always appreciated his honesty, advice and suggestions.  I find it easy to make appointments with him no matter how small my concern is, his patience in explaining solutions and ideas are always appreciated. I have complete trust in his advise. 

Robin Calder

Saanichton BC

We have used your services to obtain travel insurance from Manulife since 2013. We appreciate the flexibility of the travel insurance you offer. The actual cost of travel insurance through you is also more reasonable than previous insurers we have dealt with. Your professionalism in explaining our options helped us greatly. We would recommend your services to anyone who plans to travel across Canada or internationally.

Noel and Glenys Pumfrey

Victoria BC

Let Us Assist You with Your Life Insurance & Financial Planning Needs

Get In Touch

3161 Antrobus Crescent, Victoria, BC V9B 5M6